You agree to the privacy policy below, and the Privacy Policy for Substack, the technology provider.

Privacy Policy

This Privacy Policy explains how Philoinvestor, a financial information and education newsletter/resource, collects, uses, and protects your personal information.

1. Who We Are

Philoinvestor is a financial information and education newsletter/resource published on Substack. By subscribing or interacting with our content, you agree to this policy.

2. What Data We Collect

We may collect:

  • Your email address and name (via Substack)

  • Subscription status (free or paid)

  • Engagement data (opens, clicks)

  • Any information you provide via comments, replies, or surveys

3. How We Use Your Data

We use this data to:

  • Send newsletter content and updates

  • Provide customer support

  • Improve the newsletter and your experience

  • Offer premium content (if applicable)

We do not sell, rent, or share your personal information with third parties for marketing purposes.

4. Who Handles Your Data

Your personal data is managed through Substack and processed under Substack’s Privacy Policy.

If you sign up through external platforms (e.g., Gumroad, ConvertKit, or Stripe), their privacy policies also apply.

5. Your Rights

Depending on your location, you may have the right to access, correct, or delete your personal data. You can unsubscribe at any time using the link in any email we send.

6. Cookies & Tracking

Substack may use cookies and similar technologies to track newsletter performance and engagement. See their cookie policy for more.

7. Changes to This Policy

We may update this Privacy Policy at any time. Continued use of Philoinvestor after changes implies acceptance.