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The Central Bank of Nvidia, Part #2

The Nvidia Put & Open AI = Subprime Lender

Oct 19, 2025
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In a Philochat (now only for paid subscribers) from this week I wrote that Nvidia may be the Central Bank — using its cash and strong balance sheet to fund the AI cycle — but Open AI is now the subprime lender.

In Part #1 we dissected the first 3 layers that explain how Nvidia catalyses and backstops the boom in AI investment.

In Parts #2 and #3 we will show how 1) compute and GPU dealmaking has become a tool of financial engineering 2) present extra layers (very important) that go deeper into the process 3) integrate the deals that Open AI has recently unleashed into the equation and 4) touch on the Nvidia Put and its effects in today’s AI-drive cycle.

Finally, we will explain how these monstrous deals make sense from Nvidia’s point of view — but spell disaster for the counterparties.

*Note: The extra layers also connect with Nvidia’s relationship with CoreWeave and Nebius.

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